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Describe the concept and function of electronic money

Describe the concept and function of electronic money

Anonymous E-money Attachment Collapse.

The concept of electronic money (e-money) is simple: a user can transfer payment from his or her own bank account to the merchant’s account without using an intermediary, such as a credit card. E-money can be of two types: identified e-money and anonymous money (also called digital cash or e-cash).

As a new model of exchange, e-money has its own security and privacy issues. Protection for both payers and receivers needs to be considered and in place. In this Discussion you will explore the security issues surrounding e-money.

To complete this Discussion: Post: Describe the concept and function of electronic money (e-money).

Explain the security and privacy issues relating to this new model of exchange.

Identify potential solutions for these issues and evaluate their ability to protect both payers and receivers.

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